Quick answer: Read what the policy currently says before deciding anything, because most nominations are years old and describe a household that has moved on. A correction fixes a spelling in an existing nomination; a fresh nomination replaces the person named. Both go to the servicing branch, and both are your decision alone as policyholder. One thing to understand first: a nominee is the person the insurer pays, which is not always the same question as who is finally entitled.
This is the only field on a document of yours that describes somebody else, and almost everything odd about it follows from that.
At a Glance
| What it names | A different person |
| So it goes stale on | Their life, not yours |
| Correction | Fixes a spelling |
| Fresh nomination | Replaces the person |
| Whose decision | Yours, as policyholder |
| Where | The servicing branch |
| Nominee means | Who is paid, not always who is entitled |
| Gazette needed? | No |
Key Takeaways
- Read the existing nomination before doing anything.
- It ages through somebody else's marriage or move.
- Correcting a spelling and changing the person are different requests.
- You do not need the nominee's permission.
- Nominee and heir are not automatically the same thing.
What to Take: Quick Facts
| Original policy document | The endorsement goes on it |
| Policy number | For everything that follows |
| Nominee's correct name | From their own documents |
| Nominee's date of birth | Often asked for |
| Your relationship to them | Recorded alongside |
| Your identity proof | You are making the request |
| Nomination form | From the branch |
| Acknowledgment | Take one before leaving |
Table of Contents
- A field about somebody else
- How it goes stale
- Correction or replacement
- Nominee is not automatically heir
- It is your decision
- Reading it once
- Central Gazette: the complete process and file format
- Areas we serve
- Key terms
- Related guides
- Why choose our office
- FAQs
A Field About Somebody Else
A daughter marries and changes her surname. A brother moves districts. Somebody named twenty years ago is no longer in touch. None of that involves you, and all of it leaves your policy describing a person who is harder to identify than they were.
How It Goes Stale
| What happened | What the policy still says |
|---|---|
| A daughter married | Her maiden name |
| A parent named at purchase, decades ago | Somebody who may have died |
| A spouse named before a separation | A person you would not now choose |
| A child named as a minor | Possibly an appointee arrangement now outgrown |
| Nobody named at all | An empty field, and the hardest case |
Correction or Replacement
- A correction fixes how an existing nominee is written, where the person is right and the spelling is not.
- A fresh nomination replaces who is named, which is a different request with a different form.
- Say which one you want, clearly, because "nominee change karna hai" covers both at a counter.
- A married daughter's surname is usually the first, not the second, since she is still the person you chose.
- And a nomination you would not make today is the second, which no amount of spelling correction addresses.
The same distinction between correcting and replacing runs through this whole subject, and our correction versus change page sets out why the wording you use at a counter matters.
Nominee Is Not Automatically Heir
That last sentence is the useful one. People treat a nomination as though it decides everything, and it is better understood as telling the insurer who to hand the cheque to.
It Is Your Decision
The policyholder makes the nomination
So this is your request, not a joint one.
You do not need the nominee's permission
Nor their presence at the branch, in the ordinary case.
You do not have to explain your reasons
The form asks who, not why.
You can change it again later
A nomination is not a one-time act, though people treat it as one.
Take their correct details, not your memory of them
Name as their own documents spell it, and their date of birth.
Get it endorsed and check the policy when it returns
Since this is the field that will be read most carefully later.
Where the nominee is a minor, an appointee is usually recorded alongside, and that arrangement is worth revisiting once the child is grown rather than leaving it in place indefinitely.
Reading It Once
- Take out every policy you hold, including any through an employer, a bank or a vehicle purchase.
- Read the nominee on each, which most people have never done since the day they signed.
- Ask whether it still says what you want, separately from whether it is spelled correctly.
- Note which ones need a correction and which need a fresh nomination, since they are different visits' worth of paperwork if you get it wrong.
- Then handle them all at the servicing branch together, as our endorsement page explains.
Half an hour with a cup of tea and the policy folder. Most households find at least one entry that surprises them.
Central Gazette: the Complete Process and File Format
Our core service: a nomination needs no publication. Where a nominee has genuinely changed their own name, this is the route they would take.
Stage 1: The affidavit
The closing words of point four do the work here. Saying the nomination is otherwise unchanged makes clear that this is a correction and not a replacement, which are handled differently and should not be confused on a file.
Stage 2: The Public Notice, in two copies
Each witness gives signature, full name and address, and both sign both copies at one sitting. Where publication applies here, it is the nominee publishing their own change, not you.
Stage 3: The CD and CD-Certificate
Stage 4: Newspapers, fee, covering letter and dispatch
Publish in two newspapers and buy four copies
One Hindi daily of the district and one English paper, complete original pages.
Pay Rs 1,100 on BharatKosh
With the function head, PAO and DDO checked and two receipts printed.
Write the covering letter
To The Controller, Publication Department, Civil Line, Delhi 110054, with mobile number and email.
Assemble, check and photocopy
A full copy set kept at home.
Courier it, tracked
One to three days from most UP districts.
Then the branch, with the policy
To have the nomination endorsed in the new name.
The Half Hour That Pays
Households that have handled a claim understand immediately why this matters. The rest is worth doing before you find out the hard way.
Gazette Fees, Time and the File
| Nominee correction | The insurer's charge, usually small |
| Fresh nomination | Usually free or nominal |
| Affidavit, where asked | Rs 100 to 500 including stamp paper and notary |
| Adult gazette fee | Rs 1,100, if the nominee is publishing |
| Several policies | One visit, one set of documents |
| Timeline | A visit and a short wait |
| Our service | Basic from Rs 999, Complete from Rs 1,999, quoted separately |
The envelope in one line, where publication applies: covering letter with phone and email, affidavit (notarised), Public Notice typed in two copies with two witnesses on each, CD in MS-Word format with the signed CD-Certificate, both complete newspaper pages, photo identity proof, address proof, photographs and the BharatKosh receipt.
Before You Go: Check These
- Have you read what the nomination currently says?
- Is this a correction, or do you want a different person named?
- Do you have the nominee's name as their own documents spell it?
- Are you handling every policy at that branch in one visit?
After the Gazette: What Updates Next
The policy endorsement, then a note in your own records of what the nomination now says. Keep the acknowledgment with the policy, and tell one family member that the folder exists and where it is kept.
What Other Websites Get Wrong
- Wrong: correcting and replacing are the same request. Right: one fixes a spelling, the other names a different person.
- Wrong: you need the nominee's consent. Right: the nomination is the policyholder's to make.
- Wrong: a nominee automatically inherits. Right: a nominee is paid; entitlement can be a separate question.
- Wrong: a nomination replaces a will. Right: it tells the insurer who to pay, which is not the same thing.
- Wrong: set it once at purchase. Right: it ages through somebody else's life, so it needs reading occasionally.
Areas We Serve in Uttar Pradesh
The servicing branch holds the nomination, and it is often where the policy was first taken. Across all 75 districts, most often these:
| Rohilkhand and Bundelkhand | Bareilly, Moradabad, Rampur, Shahjahanpur, Budaun, Pilibhit, Bijnor, Amroha, Jhansi, Banda, Mahoba, Chitrakoot |
| Awadh and central UP | Lucknow, Kanpur, Unnao, Raebareli, Sitapur, Hardoi, Barabanki, Lakhimpur Kheri, Sultanpur, Ayodhya, Amethi, Bahraich |
| Purvanchal and eastern UP | Varanasi, Prayagraj, Gorakhpur, Azamgarh, Jaunpur, Ballia, Deoria, Mirzapur, Basti, Ghazipur, Mau, Sonbhadra |
| Western UP and NCR | Noida, Greater Noida, Ghaziabad, Meerut, Agra, Aligarh, Mathura, Bulandshahr, Muzaffarnagar, Saharanpur, Hapur, Firozabad |
Families spread across districts feel this most, since a nominee who moved for marriage or work is exactly the person whose recorded details drift furthest from what a branch would need to find them. Our chamber is at Chamber No. 19, Sadar Tehsil, Sector 5, Gomti Nagar Vistar, Lucknow 226010, with the city guide on our Lucknow page. Call 9540003316 or WhatsApp 9540005002 from any district.
Key Terms on This Page
Plain definitions for the words that come up at the counter:
- Endorsement
- A change recorded on an existing insurance policy rather than a fresh policy being issued.
- Name correction
- Fixing a name that was written wrongly by somebody else. Lighter than a change, because an older document already shows the right version.
- Department of Publication
- The office at Civil Line, Delhi that receives name change files and publishes the notification.
- Name change
- Adopting a different name from the one your documents correctly record. This is the case that usually needs publication.
Related Guides on This Site
Whichever counter you reach next, there is a guide for it here:
- name change in an LIC policy: the main guide covering every situation.
- the endorsement process: the servicing branch, and why the policy is not reissued.
- bank records: where nominations also sit and also go stale.
- name change after marriage: the event that most often makes a nominee's name wrong.
- surname change after marriage: what a married daughter's documents will say.
- correction versus change: the wording that keeps this simple.
- two names in different documents: the affidavit that bridges them.
- PAN name change: which an insurer will compare against.
- problems and mistakes: what to do when a request stalls.
- what a name change costs: every stage, priced.
- contact the office: Lucknow office, phone and WhatsApp.
- LIC after marriage: three entries across two households.
Why We Ask You to Read It First
People ring wanting a nominee's surname corrected and we ask them to read the whole nomination aloud first. Often the surname turns out to be the smallest issue: the person named is a parent who has died, or a nomination made before a family changed shape. Correcting a spelling on that would be tidy and would not help anybody. Reading it once tells you which request you actually want to make. Vipin Chauhan, B.Tech LL.B, starts with what the policy currently says.
- We read the existing nomination first: before assuming it is a spelling.
- We separate correction from replacement: since they are different requests.
- We say plainly what a nomination does: and what it does not.
- We send complicated cases to a lawyer: rather than guessing at succession.
Associate office at Chamber No. 19, Sadar Tehsil, Gomti Nagar Vistar, Lucknow, serving all 75 districts of Uttar Pradesh, Monday to Saturday, 10 AM to 6:30 PM. Call 9540003316 or WhatsApp 9540005002.
Send the Policy Front Page
Uttar Pradesh Name Change
Associate Office: Chamber No. 19, Sadar Tehsil, Sector 5, Gomti Nagar Vistar, Lucknow, Uttar Pradesh 226010
Head Office: Metro Pillar 337, Hardev Nagar, Street 1, Shop No 1 (Shri Sham Documentation)
Call: 9540003316
WhatsApp: 9540005002
Email: info@uttarpradeshnamechange.com
Hours: Mon to Sat, 10 AM to 6:30 PM
Send the page showing the nominee details and tell us whether that is still the person you want named. Those two things settle which request to make.
Get Call and Name Change Format
Loading the enquiry form...
Nominee Name Correction: FAQs
What makes this field different?
It names a different person, so it can become wrong through their marriage or move while nothing whatever happens to you.
Is a correction the same as changing the nominee?
No. A correction fixes how an existing nominee is written. A fresh nomination replaces who is named, and it is a different request.
My married daughter's surname changed. Which is it?
A correction, since she is still the person you chose and only the spelling of her name has moved on.
Do I need the nominee's permission?
No. The nomination is the policyholder's to make, and you do not have to explain your reasons on the form.
Does a nominee automatically inherit the money?
Not necessarily. A nominee is the person the insurer pays; who is finally entitled is a question succession law decides, and usually but not always the same person.
Is a nomination a substitute for a will?
No. It tells the insurer who to hand the payment to. For anything complicated, take proper legal advice.
Where do I go?
The servicing branch that holds the policy, with the original policy document.
What details do I need about the nominee?
Their name as their own documents spell it, their date of birth, and your relationship to them.
The nominee has died. What now?
That calls for a fresh nomination rather than a correction, naming somebody you would choose today.
My child was named as a minor and is now grown.
Worth revisiting, since an appointee arrangement recorded then may no longer be needed.
Can I change it more than once?
Yes. A nomination is not a one-time act, though people treat it as one.
Do I need a gazette?
No, unless the nominee has genuinely changed their own name and is publishing it themselves.
Official Sources
- Life insurer servicing practice for nomination, change of nomination and endorsement.
- Insurance law provisions governing nomination under a life policy.
- Succession law principles distinguishing a nominee from a person finally entitled.
- Claim documentation practice, under which nominee details are verified.
Facts here are checked against these sources and our own casework. We are a documentation office rather than a law firm, and any family situation involving competing claims or a disputed estate should be taken to a lawyer rather than settled from a webpage.
The Short Version
Every other correction on this subject is about you: your name, or a parent's name recorded to identify you, or where you live. A nominee is a different person with their own life going on elsewhere, which produces something no other field does. It can become wrong while nothing whatever happens to you, through their marriage or their move or simply through the passing of enough years. So the first step is not a form but a reading: take out the policy and see what it actually says, because most nominations were filled in once during a conversation with an agent and never looked at again. Then separate the two requests, since a correction fixes how an existing nominee is written while a fresh nomination replaces who is named. And know the limit of what a nomination does: it tells the insurer who to pay, which is not always the same question as who is finally entitled.